Terms of Service
Draft. This text is a first version written for review by a lawyer. The business details in square brackets are filled in once Skale is registered.
Skale is run by Skale 300, [REGISTERED ADDRESS] ("Skale", "we", "us"). You can reach us at connect@skale300.com.
1. What Skale is
Skale is online software for keeping a business's records: invoices, bills, customers, stock, reports and similar. It also includes Skale AI, an assistant that answers questions and suggests entries. By creating an account or using Skale you agree to these terms.
2. Not accounting, tax or legal advice
Skale helps you keep records. It is not tax, accounting, payroll or legal advice, and it does not replace a qualified professional. You are responsible for checking that your records, reports, tax figures and filings are correct and meet the rules that apply to you.
3. Skale AI
Skale AI can be wrong. Always check important numbers in your reports before you rely on them or act on them. Your use of Skale AI is limited by a monthly allowance that depends on your plan.
4. Your account
- You must be at least 18 and able to enter a contract.
- Give accurate details and keep your password private. You are responsible for what happens under your account.
- If you invite other people to a company, you decide what they can see and do. Tell us at once if you think someone has accessed your account without permission.
5. Your data
Your data stays yours. You give us permission to store and process it only so we can run Skale for you, as set out in our Privacy Policy. You can export your data at any time, and you can ask us to delete it.
6. What you must not do
- Break the law, or use Skale to record or hide illegal activity.
- Try to access another customer's data, or to probe, overload or damage the service.
- Copy, resell or reverse engineer Skale, except where the law allows it.
- Upload malicious files, or use Skale AI to produce harmful or deceptive content.
7. Plans and payment
Skale has a free plan with limited features and paid plans with more. Paid plans are billed in advance, monthly, in US dollars, and renew until you cancel. We may change prices or plan features with at least 30 days' notice; the change applies from your next billing period. Refunds are covered in the Refund Policy.
8. Keeping the service running
We work to keep Skale available and your data safe, and we keep earlier versions of your records for a limited time to protect against mistakes. We do not promise the service will never be interrupted or free of errors. Keep your own copies of anything critical by exporting it regularly.
9. Ending your account
You can stop using Skale and cancel at any time. We may suspend or close an account that breaks these terms, or that puts the service or other customers at risk. If we close an account for any other reason, we will give you notice and time to export your data.
10. Our responsibility
To the fullest extent the law allows, Skale is provided "as is". We are not liable for indirect or consequential loss, lost profit, or loss that comes from relying on figures or AI answers you did not check. Our total liability to you for any claim is limited to what you paid us in the 12 months before the claim. Nothing in these terms removes any right you have under the law that cannot be removed.
11. Changes to these terms
We may update these terms. If a change matters, we will tell you by email or in the app before it applies. Continuing to use Skale after that means you accept the new terms.
12. Law and disputes
These terms are governed by the laws of Seychelles, and the courts of Seychelles have jurisdiction, unless the law where you live gives you the right to go to court there.
13. Contact
Questions about these terms: connect@skale300.com.